Terms of Service

§ 1 Scope

These Terms of Service apply to the use of the mobile application "Confluo" (the "App") provided by

Jack Thies Mausolf (Xalveon Studios), Am Hagen 1, 27777 Ganderkesee, Germany ("Provider"), by the users of the App ("User").

§ 2 Subject Matter

Confluo is a tool for the structured analysis and documentation of trading decisions in forex and index trading (including checklists, confluence score calculation, trade journal, statistics). All calculations are based exclusively on data entered by the User.

Confluo does not provide automated trading signals, investment advice, or any guarantee of success for trading decisions made using the App.

§ 3 Conclusion of Contract

The usage agreement for the free basic version is concluded upon download and installation of the App via the Apple App Store or Google Play. For the optional Pro version, the contract is concluded upon completion of the in-app purchase via the respective store.

§ 4 In-App Purchases (Pro Version)

The Pro version unlocks additional features and is offered as a one-time purchase or subscription via Apple's or Google's in-app purchase systems. Current prices are shown in the App's store listing. Payment processing is handled entirely by Apple or Google in accordance with their respective payment and refund terms.

§ 5 Right of Withdrawal

For digital content not supplied on a physical data carrier (e.g. in-app purchases), the right of withdrawal expires pursuant to § 356(5) of the German Civil Code (BGB) once the Provider has begun performance of the contract and the User has expressly agreed to this and confirmed their awareness that this results in the loss of the right of withdrawal.

Refund requests must be submitted directly via the Apple App Store or Google Play in accordance with their respective policies.

§ 6 Usage Rights

The User receives a simple, non-transferable, non-sublicensable right to use the App for personal, non-commercial purposes, in accordance with the terms of use of the respective app store.

§ 7 Disclaimer / No Investment Advice

Trading foreign exchange (forex) and other financial instruments carries substantial risk and can result in the total loss of invested capital. Confluo serves solely to structure the documentation and analysis of the User's own trading ideas and does not constitute investment, financial or tax advice.

The Provider accepts no liability for losses or damages arising from trading decisions made using the App. Use of the App is at the User's own risk and responsibility.

§ 8 Limitation of Liability

The Provider is liable without limitation for damages resulting from injury to life, body or health, as well as for damages caused intentionally or through gross negligence. Otherwise, liability is limited to typically foreseeable damages, in particular in connection with data loss (e.g. where the User has not created their own backup).

§ 9 User Responsibility for Data Backups

Since all App data is stored locally on the device, backing up this data (e.g. via the built-in backup export function) is the User's responsibility. In the event of loss, theft, or reset of the device, or uninstallation of the App, locally stored data may be irrecoverably lost.

§ 10 Changes to the App and These Terms

The Provider may adjust, extend or discontinue App features as part of updates. Changes to these Terms of Service will be published on this page and take effect upon updating the "Last updated" date.

§ 11 Applicable Law and Jurisdiction

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. With respect to consumers within the EU, this applies only insofar as it does not conflict with mandatory provisions of the law of the state in which the consumer has their habitual residence.

§ 12 Severability Clause

Should individual provisions of these Terms of Service be invalid, the validity of the remaining provisions shall remain unaffected.

§ 13 Contact

For questions about these Terms of Service: jack@xalveon-studios.com